hi
I have employer sponsored 401k for almost two years now with Principal and I am not very impressed with the returns. I tried to keep it diversified between stocks (large cap, short/mid), bonds, real estate, international.. but the returns are way below the average market especially this year, the YTD is less than 2%. Not sure if I am doing anything wrong and like to get any tips to make my portfolio better.
Anyone else have 401 with principal who can share their performance this year?
Also, I am exploring my options to roll it over to IRA like Vanguard but not sure if there are any limitations to do that. I am 30 years old and working for the same employer who provided the 401k.
Thanks!
