Please help, I'm not knowledgeable about insurance rules and my employer's benefits department isn't very communicative.
My wife and I were married December 28th. We were both covered by our respective employers. February 9th we decided to put myself and my dependants on her health plan, within the 60 day window allowed by her company. Her company backdated coverage to January 1st. March 10th, I tried to cancel my health insurance, assuming the life event window would run from the day we made the change. My company will not stop payroll deductions because the effective date of the change automatically put me outside of the 30 day window.
My case is in "appeal" and I'm still having $85.00 deducted weekly for insurance that I don't need, can't use, and can't afford.
Is there anything constructive I can do to get my money back? Do I have any legal recourse? Where can I find the specific federal regulations that are supposedly forcing me to carry this burden?
Thanks in advance for your help