shari.sld@gmail.com

C-corp is changing to a safe harbor plan, due to issues with testing. The goal is to use the enhanced testing method and avoid all testing requirements for ACP/ADP/top heavy . Is it possible to use the following enhanced match: Contrib/Match 1%-1% 2%-2% 3%-3% 4%-3.5% 5%-5% My concern is the "step-up" from the 3.5% match to the 5% match,,,,,,,, The goal is that employees that contrib 5% continue to receive a 5% match -- does that mean that 4% contrib would need to receive a 4% match? Thanx, SD