I was recently released from my job; I have been there over 11 years so I was fully vested in the retirement plan. I will probably have to request a disbursement from my 401k to stay afloat until I find a new job. My employer informed me that I can on get a disbursement on what I allocated to the plan and that all matching/safe harbor could not be disbursed or rolled over to another plan for a year. Is this true?