Sue

This is probably a silly question - Can an employer deposit the $6,000 catch-up contribution to his account (for 2019 ) if the only source is a discretionary profit sharing? Meaning, can his total PS contribution be $62,000? Thanks!

We're looking at all of that now. We have read several posting and will take opinions into consideration.

We are considering offering 3(16) services to one of our clients (small family owned business with 4 family members and 1 non-family employee). Can you share with me what sort of fee structure you have used? We don't know where to begin. Thanks!

I know this seems like a silly question, but a plan sponsor has closed his business (physician) and the only 2 participants left with a balance are the physician and his spouse, are they required to receive the annual Safe Harbor and QDIA notice? Thanks.

We are making a deposit to a plan that contains a safe harbor matching source. Can the corrective QNEC be deposited to that source as opposed to setting up a separate QNEC source? They have the same w/d restrictions, correct?