I have a plan that currently allows profit sharing contributions to be taken from the plan after the assets have been allocated for 2 years and requires that they participate for at least 5 years. The client wants to take this distribution option away. I am not sure if this is considered a protected benefit of the plan. I have been researching this for awhile and still can't find anything to really confirm whether it is or not. I have read some conflicting information. Has anyone come across this before?
