ML68

Thank you very much for the reply.

If the 401k plan year is July 31, 2018 to July 31, 2019, do you use the 2018 or 2019 5500 form? Thank you.

Thank you.

Hi, I’m sending in our individually designed 401k plan document to the IRS for approval using forms 5300 and 8717. Form 8717 has instructions for finding determination letter fees, but the web sites are not valid. How can I find out the fee that applies to our plan (we are not exempt from fees because we do not have a non-HCE)? Thank you.

Thank you for the reply. I am the trustee and am responsible for all fiduciary responsibilities. I put together the plan document using resources from the DOL and IRS. I do not have a separate Adoption agreement. Is one required?

Thank you for the reply. Which document is that?

Thank you for the reply. The company consists of husand, wife, and two children. The husband owns the company. Are all 4 considered key employees? The company is not matching contributions.

Hi, we are a small business with 4 people, all related to the owner. Since we do not have any employees considered “non highly compensated” under IRS rules, are we exempt from any sort of top heavy requirements? Thank you.