JerT

Hi, no corrective distribution. Its a small firm with just HCEs. Other than top heavy issues, I assume there are no catch-up limits for HCEs (other than 6k)?

Yes, I am an HCE.

Great. Thanks again.

Thank you Lou. I have not been stopped at 19k. Just wondering if the catch-up needed to be one payment at the end of the year, or if I can just keep the weekly contributions going until I hit 25k. Do you know if I can make these catch-up contributions every year now?

Hi, I'm older than 50 and have never made a catch-up contribution to my 401k. Can I make one every year from now on? To make the catch-up, can I simply keep contributing to the 401k weekly as I do now until I reach $25,000?

Great. Thank you for the reply. Since I will now have trad IRA, Roth IRA, and 401k accounts, are there any restrictions on having all 3 at once (other than the usual contribution limits)?

Hi, I’m taking a lump sum pension payment, and plan on rolling it to a new IRA account. I already have a different Roth IRA account. Can I still put the max ($6500) into my existing Roth IRA this year, or does the lump sum pension payment max me out for 2018? Thank you.