asdfgdfa

Thanks for your reply, this has cleared up a number of things for me. Awesome post!

The plan allows for in-service distributions in excess of the RMD.

Participant is older than 70.5 and still working. The plan only allows withdrawals with an RMD, so if they take a withdrawal this year they will also take an RMD. If they take a withdrawal + RMD this year, and continue working next year but don't take any withdrawals next year, will an RMD be required next year? are the RMDs permanently triggered? thanks.