WhiteWolf17

Thanks, actually I was wrong about when she became eligible for the Plan, the client had her at 350 hours for 2015 so she would have not become eligible on 1/1/2016(since it was under 1000 hours)

The plan is a SHNE 3% plan and Profit Sharing is each participant is it's own group. The participant signed an Irrevocable Election Not To Participate on 6/17/2016, her date of Hire was 11/7/2014 and eligibility was one year and dual entry, so her eligibility date would have been 1/1/2016. The plan is a service term and the new advisor is questioning that she should be included in coverage testing( in the 410B group shes in an excluded group) How should she have been listed in the 410 b group? Also, should she have received a SHNE 3% contribution for plan years 2016-2019? Thanks!