benefitshelp

Oh thanks. That is tricky. Had no idea that the COBRA could be early terminated. Appreciate the insight.

Thanks, Brian, for the quick reply. Both of my policies are with Anthem and it has been a mess. Anthem originally processed all claims as you stated, with COBRA as primary. But 7 mths later, they reversed their decision and are now processing them with COBRA as secondary. Makes a big difference due to a brand new deductible with my spouse's plan. Will be filing a Grievance and hope for the best. Appreciate the guidance.

Need help on understanding COB with COBRA. Situation: I had medical COBRA after being laid off. After getting laid off, my spouse obtained a FT job with benefits and I am included as a dependent on her medical insurance. For one month, these two policies overlapped before I terminated COBRA. For my claims during this "double-coverage" month, is COBRA still primary for me or does it switch to secondary and my spouse's insurance becomes primary for me? Thanks for help in navigating the COB. Makes a big difference with meeting deductibles.