I haven't had to deal with this until now, so I need to get some clarification. An employer has both union and nonunion employees. They establish 2 401k plan. The plan for the nonunion employees excludes the union employees, but the plan for the union employees has no exclusion for the nonunion employees. I am being told by someone in my office that it isn't necessary to exclude the non union employees. Is there some language elsewhere that is required to allow this document to benefit only the union employees?
Thank you