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  1. ERISA1
    Our (Datair) document defaults to impose a 1 year marriage requirement before a spouse is deemed to be a "Spouse" for QJSA and QPSA consent requirements. We have some clients saying it is difficult to administer this; e.g., distribution paperwork asks 'Are you married'; not 'Have you been married for 1 Year'. The clients want us to amend their plans, but first, want to know whether the 1 Year rule is the common approach or not. I will greatly appreciate your responses as to your approach and your thoughts about how the industry in general draft their plans. Thanks.
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