I'm looking at a potential 401k takeover, but I'm not sure I want it. The employees are all invested in a group annuity contract with insurance company X. But the owner uses a brokerage account to access more investment choices for himself. I know in general the employees must have the same investment choices as the owner. And I know the brokerage company can have a minimum threshhold to be able to use their product. But this owner has put forth a higher threshhold to keep the employees from using this option. I'm pretty sure that's not allowed. Can someone point me to the right code section to research these rules? Or which chapter in the ERISA Outline Book? Thanks.