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  1. thepensionmaven
    I am recalling an ASPPA workshop of a few years ago, where it was advised not to give any HCEs the safe harbor non-elective contribution. I was not an attendee. My client maintains a safe harbor 401K/PSP new comp allocations. After 3 years, now he wants to know why he or any of the family members did not receive the "safe harbor" 3% contribution. Besides that language in the plan document, as well as the fact that the general test stands a greater chance of being blown, what are some other good reasons???
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