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Showing results for tags 'health insurance underwriting'.
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An employer asked me: "Is it legal" for an employer to require, as a condition of employment, that its employee have health coverage (somehow, not necessarily under the employer's plan)? The employer pays most, but not all, of the premium for an employee enrolled under its group health insurance contract. The employer told me a health insurance salesperson suggested the idea as a way to get a sufficient percentage of employees to meet an insurer's underwriting requirement. The workforce is low-paid and does not fear the play-or-pay excise tax. Several employees refuse to do anything about getting health coverage. Beyond employee-benefits issues, what kinds of employment-law problems might result from refusing to continue an employee if he does not furnish proof of health coverage?