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  1. Guest
    In reviewing the minimum value calculator (http://www.cms.gov/CCIIO/Resources/Regulations-and-Guidance/Downloads/mv-calculator-final-4-11-2013.xlsm) and the associated instructions (http://www.cms.gov/CCIIO/Resources/Regulations-and-Guidance/Downloads/mv-calculator-methodology.pdf), I haven't figured out the answer to this question: how does the calculator work if your plan provides various coverage levels? (e.g. individual, individual + spouse, individual + children, family, etc.). Does an employer need to determine minimum value for each type of coverage? Any comments are much appreciated.
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