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  1. Brian K
    I was watching a webinar yesterday about a demand deposit alternative offered to qualified plans. The speaker was asked whether this account, which is FDIC-insured, was available to all defined contribution plans, including 403(b) plans. The speaker answered in the affirmative. I am under the impression a 403(b) cannot have this type of FDIC-Insured Demand Deposit Account as it is not an annuity or mutual fund. Was the speaker incorrect? This is relevant as our bank is introducing a FDIC-Insured Investment Account as a money market alternative for qualified plans. It is available for advisors, providers. TPAs, and sponsors of qualified plans, but we were under the assumption it was not available to 403(b)s. Thank you.
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