Guest DaveStover Posted May 12, 2001 Posted May 12, 2001 My COBRA should have ran out in October 1999. I have paid my premiums during the entire period. The insurance company sent me a letter on April 30, 2001 that they should have discontinued my coverage in January 1999. They are going to cancel my policy effective June 1, 2001. I have applied for individual coverage, but the 30 day notice does not give me enough time to get coverage by June 1, 1999. Is there any regulation that requires at least a 60 day notice?
Mary C Posted May 14, 2001 Posted May 14, 2001 Regulations do not require a notice be given when COBRA runs out or is terminated early for any reason. Although you state 30 days is not enough notice to get a personal policy, by your 2 posts it looks like you've known that your COBRA should have expired and you should have been looking. In any event, under HIPAA if you can provide a certificate of prior group coverage (including COBRA)that can show you've been continuously covered for at least 18 months with no more than a 63 day lapse in coverage, you should find getting a personal policy easier.
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