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Insurance hike in price causes necessity for small employer group of 1


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Guest Becky Scantlin
Posted

I am waiting for disability through my employers insurance. My doctor signed for long term disability. My husband has group insurance that covers me with Kaiser. However, the doctor that signed for long term disability was the doctor I went to under my primary insurance that I received at my job. This is a small credit union of only 12 - 13 employees. I was told I would need to continue to see that Dr., however, I am now no longer covered by the plan that allows me to go to this doctor. She was the medical dr. at a Healthcare center where I also went for chiropratic treatments. My employer said they are having to let the insurance we had go because of a hefty 61% increase in cost and a considerable decrease in benefits even with the high increase. Is there any way I can still continue that insurance through COBRA? If not, what can I do in light of the circumstances where that doctor is the signing doctor for long term disability? Kaiser doesn't cover that part of my treatment. I would appreciate very much any guidance you can give me. Thank you.

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