Are elective/contributory LTD premiums considered a 403(b) Plan?

[Guest lindy]

Please explain if one can. Thanks..

If I paid LTD premiums AFTER TAX split 50/50% with employer and this was Elective coverage by me, is that the same thing as what I hear others talking about with the 403(B) Plan?

Part 2 : I did pay and select my health and dental as electives also, but they were put on my PRE-TAX pay stub. On my pay stub is does say Cafe 125 Plan... But ABOVE for the LTD premiums it doesn't say, Cafe 125 Plan, on my W-2 or my pay stub. What does this all mean. Is it really ALL Cafe 125 Plan then? Help?

(These were all on the same Form for Open Enrollment.) for me to choose..

I hope this makes sense?

[Guest Brent Rowell]

No, LTD is a separate fringe benefit. You are paying with after-tax funds to allow the benefit to be tax free

You also have a cafeteria plan (125) as indicated on your pay stub

I gather you also have the option to use some of your pay (on a pre-tax basis) to supplement your retirement (403(B) Plan). From your post I assume you did not sign up for this option