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If you are a law firm between 400 and 700 total lives, would you take a moment to answer a few questions regarding your next renewal? For confidentiality, you can email me directly at: john_redding@mckennacuneo.com. Thanks:

1. At what percentage increase do you expect to renew your healthcare contract: a/no increase

b/1 to 3%

c/4 to 6%

d/7 to 8%

e/9 to 10%

f/more than 10%

2. Being plan specific, what have you realized is the major contributing factor(s) to this increase?

3. Has this increase cause you to consider other healthcare carriers for 1999? for 2000?

4. Are you instituting any cost containment or adjunct plans to lessen an increase for PY2K?

5. For PY98, did your firm pay the entire cost for self only coverage on your healthcare coverage?

6. Are you planning to continue this practice for 99?

a/If not, what percentage of the self only cost are you asking your employees to pay?

7. For PY98, did your firm pay the entire cost of family coverage on your healthcare coverage?

a/If not, what percentage of the family coverage did you ask your employees to pay?

8. Are you planning to continue this practice in PY99?

a/If not, what perentage of the family coverage will you ask your employees to pay?

9. Is there is a change in policy with regard to self only coverage cost sharing, what prompted the change?

10. If there is a change with regard to gamily coverage cost sharing, what prompted the change?

Please let me know the size of your law firm and the general location. Thanks.

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