terminated from disabilty and loosing benefits

[Guest rustydog]

employer has fired me for being on LTD so longfrom stroused to be timefrme.

we were promised benefits to 65 if dsabled . Does this fall under ERLISA? my employer is self insured. aPlease advise Thank you

[KIP KRAUS]

In my opinion a self-insured LTD plan is an ERISA plan. It must be established by a written plan document and you should have an SPD that defines all of your benefit options. Unless the plan states that if you are fired LTD benefits cease I’d definitely have a problem with LTD benefits being canceled just because your employer fired you.