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Guest joeydell
Posted

What are the rules regarding COBRA if the employer shuts the company down? Will employees currently on COBRA and employees laid off have continuation of coverage or does it go away?

Posted

COBRA allows certain individuals to continue (by paying the required premium) to receive the same benefits as those of the active employees of the employer.

If there is no plan for the active employees, then the COBRA beneficiaries are in the same position; that is, they, too, have no plan.

An exception might be the ability to convert to an individual plan provided by the former carrier.

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