Do any of you out there have procedures for handling untimely COBRA no

[Guest mls]

Do any of you out there have procedures for handling untimely COBRA notifications? Let's say you send out a late notice (e.g., you weren't notified the employee terminated for example until three months after the term date) and the employee calls and is upset because he/she must now pay for three months past COBRA premiums. Do you allow the employee to only pay prospectively? Do you pick up the three months or the time period that was untimely? If this has happened to you, I'd be interested in how you handled (not that this has ever happened to me - wink).

[Guest nb]

mls,

I don't know who hasn't had a late COBRA notice!! We require the QB to enroll and pay from the loss of coverage date, not prospectively. In a couple of instances we let them catch up what they owed over a period of time. The carriers didn't whine too bad, but we're pretty big so got away with it.

Our policy is no matter how late they are, the notices have to go out. We will work with the QBs and the carriers.