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Rollover to Roth IRA


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Guest mkelly
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Can a Roth IRA accept rollover from a 401(k) Plan that includes after tax contributions?

Mkelly

Posted

A 401(k) plan can't be rolled over to a Roth. It must first be rolled over to a traditional IRA, and then converted to the Roth, which is a taxable event. Yes, starting in 2002, after-tax contributions can be rolled over to a traditional IRA. The IRA, including the after-tax contributions, can be converted to a Roth.

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