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Put Too Much Money In Roth Ira


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Posted

MY INCOME EXCEEDED THE LIMIT FOR CONTRIBUTING $$ INTO A ROTH ACCOUNT...DUE TO ALOT OF OVERTIME. WHAT TYPE OF PENALTY AM I LOOKING AT?

Posted

None, if you withdraw or recharacterize the excess. Recharacterization is the better option.

Barry Picker, CPA/PFS, CFP

New York, NY

www.BPickerCPA.com

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