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Nondeductible IRA Catch-up contributions????


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Guest kriggins
Posted

May an employee who participates in a qualifed retirement plan and makes a catch up contribution to such retirement plan make a catch-up contribution to a nondeductible IRA in addition to his/her nondeductible IRA contribution?

Posted

Absolutely,

Your contributions to an employer-sponsored plan do not affect the amount you can contribute to an IRA. It only affects your ability to deduct those contributions, which seems to be a non-issue for you, based on your question.

Life and Death Planning for Retirement Benefits by Natalie B. Choate
https://www.ataxplan.com/life-and-death-planning-for-retirement-benefits/

www.DeniseAppleby.com

 

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