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457 plan investments


Guest Christine

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Guest Christine
Posted

Are there any rules/regulations/etc. regarding what type of investments (i.e., cds, mutual funds) are suitable for 457 plans? Are there any rules/regulations/etc. which indicate that certain types of investments are prohibited in 457 plans?

When responding, cites would be helpful.

Posted

For a trusteed governmental 457 plan, the Internal Revenue Code rules that apply to qualified plans apply. Some states have statutory lists for trusteed governmental 457 plans. These statutory lists are not preempted by the Internal Revenue Code. The following authorities describe the Internal Revenue Code investment requirements for qualified plans. Treasury Regulation § 1.401-1(B)(5)(i); Revenue Ruling 69-494, 1969-2 C.B. 88; Revenue Ruling 73-532, 1973-2 C.B. 128; IRS General Counsel Memorandum 39870 (July 7, 1992); Shedco, Inc. v. Commissioner, Tax Court Memo. 1998-295 (1998).

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