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Guest LWilson
Posted

Pardon my 403(B) ignorance - this is my first.

We have a client that put a 403(B) in place in December 2001. We have been asked to complete their 2001 5500, and I understand 403(B)s just don't fall under the same complex rules that ERISA plans do.

Do we need to complete a Schedule P?

Do we need to complete a Schedule T?

Do we care about bonding?

What do we care about in the filing? What don't we care about?

Thanks.

Posted

Info in those instructions says: No schedules, no accountant's opinion - answer questions 1-5 and 8 only. (So easy, many employers prefer to do their own rather than paying to have it done - unless done pretty inexpensively)

Incidentally, if this is not a 403(B) ERISA plan, no 5500 at all - I mention that because some governmental groups were told (by those who should know better) that a 5500 is required for the 403(B) plan. Not true.

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