PhilB Posted July 22, 2002 Posted July 22, 2002 Is life insurance subject to HIPAA's Special Enrollment & Nondiscrimination requirements? I find that HIPAA applies to group health plans (defined as a plan that pays the cost of medical care) and exempts accident, disability, liability and workers comp insurance. Based on the definition of group health plans, I was not going to include the Special Enrollment & Nondiscrimination language in the life insurance section of our SPD, but it seems strange that it wouldn't have been listed as a specific exemption.
papogi Posted July 22, 2002 Posted July 22, 2002 HIPAA should not apply to life insurance at all. It does not apply to dependent care assistance plans, either, but the exception for that is also not listed. I think they didn't list life insurnce as an exception since it normally is not thought of as health or welfare coverage. The exception was implied.
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