Dependent health insurance

[Guest docbon]

Hi,

Thanks for the great job of this website, i feel its quite helpful especially for people who are in real trouble.My trouble is iam on dependent health insurance of my husbands , iam pregnant and i was going for my prenatal visits, my husband developed ear problem and he had to visit ENT, the insurance feels its a preexisting problem and they stopped paying both our claims,rite now ian apprehended to go for my prenatal visit,because i already have huge bills waiting for me,what i heard from other sources is my insurance and my husbands insurance are totally different they cant stop paynig my claims because of my husbands problem, even though pregnancy is covered in the insurance .Plz help me what should i do now,infact the insurance people are still investigating into the problem since past 2 mths but iam getting impatient everytime i visit for my prenatal visit,should i change my insurance or wait for them to get back or iam i legally correct to take an action against them.Any answer to my problem is appreciated.By the way its a group insurance from my husbands company.

[KIP KRAUS]

You are correct. Your medical condition has nothing to do with your husband’s. The insurance company should determine your medical claims separate from your husband’s.