Medicare / COBRA COB

[Guest bayarea1]

Hi -- We have an employee who has unwittingly elected COBRA for himself *and* spouse due to job loss. The spouse was entitled to Medicare prior to the COBRA election, under age 65 due to disability. We are unsure as to the correct order of benefits.

NAIC rulings do not appear to be specific enough in this area, more than likely because people who become entitled to Medicare typically want to drop COBRA as opposed to what these individuals have elected.

Any direction as to determination sources?

Thanks in advance!

[Guest Nodak]

I am not sure of the answer, but you might find it here: http://www.medicare.gov/publications/pubs/pdf/msp.pdf

This is a government document entitled "Medicare and Other Health Benefits: Your Guide to Who Pays First"

Good luck!