401(k) Cross-Tested in Relius

[Archimage]

I am running the 401(a)4 test in Quantech and it includes the 401(k) and match in the cross-testing for the HCEs. How do I get it to stop doing that?

[Tom Poje]

for purposes of the average benefits % test you must include deferral and match - so the system is doing things correctly.

for purposes of nondiscrim under 401(a)(4) the system only uses profit sharing - and these E Bars are used for rate group testing

(I think somewhere under this board I attached a word file describing Qtech and nondiscrimination module)

[Archimage]

I realize that but it is using the total annual addition amount in regards to the rate group testing.

[Tom Poje]

it hadn't been doing that last I checked, though I am still at 6.0, so I can't comment if you are at 7.0.

I usually print the nondiscrim test for a(4) and look at the E Bars to see what is going on.

[rcline46]

Silly question - are the SOURCES clearly set up as relius wants them as ee-pretax and er pretax match? Incorrect sources will mess you up.

[Archimage]

Thanks for the help, guys. I figured out what I did wrong. I had early uploaded a contribution and reversed it. Well, the data was still in the census data/compensation entry screen. Once I corrected that, everything was fine.