Guest crosseyedtester Posted November 9, 2002 Posted November 9, 2002 I believe this is a simple question. The plan I'm working on has 401(k) and 3% Safe Harbor Employer contributions. When determining the discretionary contribution amount to allocate, do I include the sum of the above contributions along with the Discretionary Contribution in the amount that is normalized?
Mike Preston Posted November 9, 2002 Posted November 9, 2002 No for the rate group testing (that only includes the discretionary and the SH), yes for the ABT (that includes all sources).
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