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Posted

Is their a way to track deceased participants? I recently learned of a large DB plan where the participant died and the son failed to notify the plan of the death. The son continued to receive payments on behalf of the father totalling $25,000. In the same plan, a daughter received $12,000 after her father died and she failed to report the death to the plan. Both were caught by chance. The plan administrator stated that he relies on the honesty of the descendants in reporting their death. This doesn't seem like a prudent practice.

Any comments?

Posted

Several prior discussions on this topic. Try the search feature.

I'm a retirement actuary. Nothing about my comments is intended or should be construed as investment, tax, legal or accounting advice. Occasionally, but not all the time, it might be reasonable to interpret my comments as actuarial or consulting advice.

Posted

We have the trustee who issues the checks compare our database of pensioners to the SS death index listing. We get list every quarter of those in our database who are deceased.

JanetM CPA, MBA

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