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Posted

Does the new minimum (5% or 1/3 of highest er rate for HCE) top heavy contribution pertain to Age-Weighted (Points and Comp) Profit Sharing Plans or just the Cross Tested Plans?? Thanks.

QPA, QKA

Posted

Its not top heavy, its the gateway that you must satisfy to get to cross testing. Age weighted plans generally are not subject to the gateway requirements. See 1.401(a)(4)-8(B).

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