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Posted

MPP is overfunded by a mistake of fact. The plan has terminated. Would you agree that the overfunded amount can be refunded to the ER?

Posted

The ER just wasn't too bright and put in the wrong amount. Even if it is not a mistake in fact, what would be the correct way to handle in each case?

Posted

Was the overfunding in excess of the 25% deduction limit?? If not, you may be able to retroactively amend the plan to provide for a pro rata increase in benefits to possibly absorb the excess.

I agree with Kirk in that you cannot just declare a "mistake in fact" and forward a check back to the employer.

Posted

No, the 25% limit was not exceeded, just the MPP imposed limit in the doc. I agree that the ER should not declare "mistake of fact" without legal counsel. However, the ER will probably still decide to do this since the plan is now terminated. I am trying to give the ER all possible scenarios in order for him to make an informed decision.

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