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withdrawing Roth IRA contributions


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Guest artemis freely
Posted

If I withdraw Roth IRA contributions for a first home purchase, can I later repay the withdrawn contributions back into my Roth IRA or are they gone forever?

  • 2 weeks later...
Posted

For a Roth IRA distribution, withdrawn for the purpose of a fist-time home purchase, you have 120 days to rollover( put back) the amount withdrawn, if the funds are not used to purchase the home. Otherwise, you have sixty days to rollover the funds.

Life and Death Planning for Retirement Benefits by Natalie B. Choate
https://www.ataxplan.com/life-and-death-planning-for-retirement-benefits/

www.DeniseAppleby.com

 

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