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Roth For Kids College


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Guest irr7342
Posted

My kid is going to college and I'm looking for ways to fund it. I've got a regular IRA with a LOT of money in it and a Roth IRA with a little money in it.

Can I use the funds in my regular IRA to pay for college and not have to pay taxes on the $?

Can I use the funds in my Roth IRA to pay for college and not have to pay taxes on the $? Does the 5 year rule apply?

Can I convert funds from my IRA to my Roth and then withdraw them from the Roth to pay college costs?

Thanks

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