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Missing Spouse -- pension withdrawal


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Guest JD698
Posted

Participant is requesting a lump sum withdrawal from a Money Purchase Pension Plan. He indicates he is not married as he cannot find his spouse. Obviously he is still married and clearly the participant's word that he cannot locate his spouse is not enough to enable the fund to distribute the lump sum to the participant.

Are there any guidelines as to what the participant is required to do in order for the Fund to safely distribute the lump sum to the participant?

Is the Fund required to take any steps to locate the "missing spouse"?

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