Collection of COBRA Premiums When Participant Quoted the Worng COBRA Rate

[Guest StargazerL81]

Joe loses coverage under his employer's plan. The employer's insured plan offers Joe COBRA coverage at 102% of the regular premium rate. Joe pays premiums for 8 months. The insured plan comes back after 8 months and demands that Joe pay $x because they quoted him the incorrect rate when he elected COBRA or they will retroactively terminate COBRA coverage.