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Posted

A participant has requested an "itemized accounting and valuation" of his individual account balance. All plan assets are held in the general trust and the participant has no segregated account. Wouldn't it be sufficient to provide an SAR along with the participant's benefit statement for the current year? Thanks.

Posted

What type of plan? If a DC plan, the plan already provides (at least annually), an individual statement showing the participant's account, increases via contributions or earnings, and decreases via distributions or (earnings).

I'm a retirement actuary. Nothing about my comments is intended or should be construed as investment, tax, legal or accounting advice. Occasionally, but not all the time, it might be reasonable to interpret my comments as actuarial or consulting advice.

Posted

Yes, it's a defined contribution plan. The participant is actually a co-trustee as well but b/c of unrelated litigation b/t the participant and one of the principal shareholders of the e/er, the participant's attorney is apparently just trying to get to the principal shareholder.

Posted
All plan assets are held in the general trust and the participant has no segregated account
Yes, it's a defined contribution plan

Forgive my stupidity, but what kind of DC plan does not have a segregated account for all participants?

Posted

Probably referring to the fact that the plan does not have individually directed investment accounts.

...but then again, What Do I Know?

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