Jump to content

I have no earned income


Recommended Posts

Guest vittorio
Posted

with no earned income, may I move money from an existing traditional IRA to an existing Roth IRA?

Thanx!

Posted

Absolutely. The only income restriction is that your modified adjusted gross income (MAGI) should not exceed $100,000; otherwise you would no be eligible. Additionally, if your tax filing status is married filing separately, you are not eligible.

The movement from your traditional IRA to your Roth IRA is done as a Roth conversion, which is a reportable and generally taxable transaction

Life and Death Planning for Retirement Benefits by Natalie B. Choate
https://www.ataxplan.com/life-and-death-planning-for-retirement-benefits/

www.DeniseAppleby.com

 

Create an account or sign in to comment

You need to be a member in order to leave a comment

Create an account

Sign up for a new account in our community. It's easy!

Register a new account

Sign in

Already have an account? Sign in here.

Sign In Now
×
×
  • Create New...

Important Information

Terms of Use