New to Roth IRA, eyeing Templeton World A.

[Guest liza]

I would like to start a Roth IRA and have been looking at Templeton World A (temwx, nasdaq) http://biz.yahoo.com/p/t/temwx.html

I would like to hear peoples opinions of this fund and if it would be a good investment for a Roth IRA.

I’m 26 and trying to start saving for the future as early as I can. Lets just say I have seen many older people who work all their lives and are in financial strains. I do NOT want to ever be there. One way I have been combating it is by staying Credit Card debt free. I don't even have one. I did but needed to get rid of it (bogus late fees and financing charges). When I get a real “steady” job, the one that pays every friday. I will get one only to have it help me build up my credit.

Thank you in advance.

[John G]

This fund has an annual expense of about 1.1 and I prefer my mutual funds to be significantly below 1%. I am not sure what this fund buys you that you would not get with a general index fund at a much lower expense ratio.

No general problem with Templeton. Don't know the manager, but he has been there for a while. Asset size is neither too big or too small. I don't know much about their holdings - I would assume there are hundreds of stocks rather than a concentrated 20-30.

Its OK, but not great.