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Posted

A plan is amended to provide for an early retirement window in 2004 ; those who opt for the window can also take their benefit as a lump sum - everyone takes a lump sum and is cashed out in 2004.

Utilizing Rev. Ruling 77-2 you decide to reflect the window amendment on the 1/1/2005 valuation.

Question : Assuming an immediate gain funding method, how would the amendment base be defined on 1/1/2005.

  • 2 weeks later...
Posted

Could be problematic.

- Perhaps wing it?

- Calculate the amount at 1/1/04 but begin amortization at 1/1/05? (Probably not kosher.)

- Cross your fingers that no one would do a window without already being in full funding? (No such luck.)

- Calculate the liability change and the asset change (separately) at 1/1/04, add them to values at 1/1/05, then determine the UAL?

I'm a retirement actuary. Nothing about my comments is intended or should be construed as investment, tax, legal or accounting advice. Occasionally, but not all the time, it might be reasonable to interpret my comments as actuarial or consulting advice.

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