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COBRA Coverage: Change from Family Coverage to Single Coverage & Single Coverage?


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Guest cstrong
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While I understand if a married qualified beneficiary who terminates employment when he has family coverage can elect single coverage, can he and his spouse each elect single coverage?

Since every qualified beneficiary has an election right under COBRA, I would think the former employee and his spouse can each elect single coverage; however, the insurance company is telling us they cannot. Does anyone have any thoughts - preferably some authority I can show the insurance company?

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