COBRA: Physician called, provider said covered, However, did not elect COBRA within election period.

[Guest cosmo01]

We have a situation where a former employee's physician called during the "election period" to see if former employee was covered, provider said yes, however, election period ended, without the former employee electing COBRA coverage, 4 days prior to the service provided by physician. Does anybody know of any case on point? Any guidance will be appreciated.

[Kirk Maldonado]

There are cases on point, if you do the research, and I'm pretty sure that the recently finalized COBRA regs deal with this issue.