Employer pays premium or deductible--ERISA Plan?

[sloble@crowleyfleck.com]

Employer A has a "program" by which it pays the employee's spouses portion of the premium for family coverage health insurance sponsored by the employee's spouses employer. (employee is covered under the family coverage)

Employer B has a "program" by which it reimburses $400 of a $1000 deductible once the employee has had to pay that $1000 deductible.

Are either or both of these ERISA plans? (plan fund or program established or maintained... that does not meet the voluntary employee payall excepetion because there is an employer contribution?)

THANKS!