Cost of adding Domestic Partner Coverage

[PhilB]

Is anyone aware of any reliable studies or information that examines the overall cost impact (if any) of adding coverage for domestic partners? Any info appreciated.

[david rigby]

I have not seen any studies, but I would be skeptical of any such results. IMHO, very likely that studies will underestimate the $ impact. Anti-selection component will be significant.

[mroberts]

I don't think the overall impact would be significant. Most carriers do not increase rates by adding this provision, so something tells me they have monitored the costs associated with this. Plus you're better off from an attraction and retention standpoint.

[david rigby]

...something tells me they have monitored the costs associated with this.

Just what is "something"? Facts please. Many prior examples of specific benefits / coverage added to plans, with the resulting cost much higher than the "estimate". The utilization and anti-selection components will be higher than anybody's estimates. The only question is "by how much?"